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Pink Sofa

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How Does Affirm Work?

We have partnered with Affirm to give you a simple way to make that special purchase with no hidden fees. Provide some basic information and get a decision within seconds to split your purchase into 3, 6, or 12 monthly payments. (0% APR and/or 10-36% APR). For example, a $200 purchase might cost $18.54 per month over 12 months at 20% APR. 

Get a real-time decision with no hidden fees. 

Fill Your Cart

Pick any product from our Shop then Select Affirm at checkout


Qualify With Affirm

Prequalify or select "pay with Affirm" at checkout, provide the required information, and get a decision in real-time.


Pay Over Time

You choose the payment that best works for you. Simply pay your monthly bill using a debit card, bank transfer at


Frequently Asked Questions

How can I finance my purchases with Affirm?

We offer easy and affordable monthly payments online with Affirm, an eCommerce loan service provider, at a pace you choose - 3, 6, or 12 months*. Alternative to layaway, you can purchase immediately and pay over time. During checkout at, you can choose Affirm as a payment method and apply for a loan to pay for your items. Affirm always shows you the exact terms (subject to your eligibility) and the total amount of interest you will pay, never charging you anything extra. Unlike most credit cards, Affirm does not charge any fees. That means no late fees, no prepayment fees, no annual fees, no hidden fees, and no service fees to open or close your Affirm account.

How do I make my payments?

After you have made a your purchase with Affirm, you can make or schedule payments at or in the Affirm app for iOS or Android.

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

Can I return a tangible product that I bought with Affirm?

Yes - You can return a tangible product that was shipped to you that you bought through our online shop with Affirm by initiating the return process with us. This excludes courses and services, as those are non-refundable. Please refer to our Shipping and Return policy for eligibility

Do I need a mobile number to use Affirm?

Yes, you will need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it is really you who is creating your account and signing in.

Does Affirm affect my credit score?

Your credit score will not be affected by creating an Affirm account or seeing if you prequalify. If you decide to buy with Affirm, this may affect your credit score.

**Rates from 0-36% APR. Payment. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. See for important info on state licenses and notifications. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners:


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